2840 N 63rd Dr
Maryvale · Phoenix, AZ 85033 · Single-family
- Price
- $268,000
- Est. rent / mo
- $1,790
- Est. cap rate
- 4.74%
- Est. cash-on-cash
- -4.00%
- Est. DSCR
- 0.81
- Rent / price
- 0.668%
- $ / sq ft
- $234
- Est. cash flow / mo
- -$246
At the baseline set: 25% down, 6.75%, 30-year amortisation. Estimates.
Representative stock photography of Phoenix-metro residential product. These images do not depict this address.
The read
Priced for condition. Roof and condenser are both past the point where a lender or an insurer will ignore them; budget both in year one.
- Deferred maintenance disclosed
- Original kitchen
- Large rear yard
- No HOA
Facts
| Property type | Single-family |
|---|---|
| Units | 1 |
| Bedrooms / bathrooms | 3 / 2 |
| Living area | 1,146 sq ft |
| Lot | 6,098 sq ft |
| Year built | 1971 (55 yrs) |
| Stories | 1 |
| Parking | 1-car garage |
| Coordinates | 33.4900, -112.1639 |
| Property tax / yr | $1,550 |
|---|---|
| Insurance / yr | $1,550 |
| HOA / mo | None |
| Other fixed / yr | $360 |
| Total est. operating / yr | $7,498 |
| HVAC installed | 2007 |
| Roof installed | 2009 |
| Water provider | City of Phoenix |
| FEMA flood zone | Zone X |
Underwrite it
Every figure below recomputes as you move an input. Nothing is rounded until it is printed, and operating expenses never include debt service — that separation is what makes the cap rate a property of the building and the cash-on-cash a property of your deal. All outputs are estimates.
Monthly cash flow
−$246
after debt service, before tax
Cap rate
4.74%
NOI ÷ purchase price
Cash-on-cash
-4.00%
cash flow ÷ cash invested
DSCR
0.81
NOI ÷ annual debt service
Where the gross rent goes
- Vacancy$1,289
- Operating$7,498
- Debt service$15,644
- Cash flow$0
| Gross scheduled income | $21,480 |
|---|---|
| Less vacancy & credit loss | −$1,289 |
| Effective gross income | $20,191 |
| Less fixed operating | −$3,460 |
| Less variable operating | −$4,038 |
| Net operating income | $12,693 |
| Less annual debt service | −$15,644 |
| Pre-tax cash flow | -$2,951 |
| Loan amount | $201,000 |
| Monthly principal & interest | $1,304 |
| Cash invested | $73,700 |
| Operating expense ratio | 37.1% |
| Break-even occupancy | 107.7% |
| Gross rent multiplier | 12.5 |
| Rent-to-price ratio | 0.668% |
Estimated figures produced by a model from the assumptions on the left. Not an offer, an appraisal, a loan quote or investment advice. Taxes, insurance and operating expenses are estimates; verify each before you commit capital.
Price history
List-price history
Plotted on a true time axis — the horizontal distance between two points is how long that price actually stood. $17,000 off the original ask, 6.0%.
| Date | Event | Price | Change |
|---|---|---|---|
| May 30, 2026 | Listed | $285,000 | — |
| June 30, 2026 | Price cut | $276,500 | −8,500 |
| July 30, 2026 | Price cut | $268,000 | −8,500 |
Estimated value, indexed to the submarket
The current price carried backwards on the Maryvale median-price index. An index adjustment, not an appraisal and not a record of transactions.
| Month | Estimated value |
|---|---|
| Oct 2024 | $258K |
| Nov 2024 | $261K |
| Dec 2024 | $263K |
| Jan 2025 | $264K |
| Feb 2025 | $264K |
| Mar 2025 | $262K |
| Apr 2025 | $258K |
| May 2025 | $254K |
| Jun 2025 | $251K |
| Jul 2025 | $251K |
| Aug 2025 | $252K |
| Sep 2025 | $255K |
| Oct 2025 | $259K |
| Nov 2025 | $261K |
| Dec 2025 | $262K |
| Jan 2026 | $262K |
| Feb 2026 | $260K |
| Mar 2026 | $259K |
| Apr 2026 | $260K |
| May 2026 | $261K |
| Jun 2026 | $265K |
| Jul 2026 | $267K |
| Aug 2026 | $268K |
| Sep 2026 | $268K |
Comparables
Rent is compared per unit, which is the only fair basis across a house and a fourplex. The subject sits 8.2% below the median of its five closest comparables.
| Address | Submarket | Distance | Price | Sq ft | $ / sq ft |
|---|---|---|---|---|---|
| 2840 N 63rd Dr Subject | Maryvale | — | $268,000 | 1,146 | $234 |
| 5122 W Campbell Ave | Maryvale | 0.5 mi | $344,000 | 1,608 | $214 |
| 3907 W Osborn Rd | Maryvale | 0.9 mi | $289,000 | 1,092 | $265 |
| 7048 W Roosevelt St | Maryvale | 0.9 mi | $322,000 | 1,460 | $221 |
| 4218 N 47th Ave | Maryvale | 1.4 mi | $312,000 | 1,284 | $243 |
Sensitivity
What a five-percent move in price or fifty basis points on the rate does to the return. Computed at the baseline assumption set, not at whatever you have set the calculator to — it is a fixed reference.
Sensitivity — cash-on-cash by price and rate
Every other assumption held at the baseline set. A fixed reference, not tied to the calculator above. Estimates.
| Price \ Rate | 5.75% | 6.25% | 6.75% | 7.25% | 7.75% |
|---|---|---|---|---|---|
| $246,500−8% | -0.4% | -1.4% | -2.5% | -3.6% | -4.7% |
| $257,500−4% | -1.2% | -2.2% | -3.3% | -4.4% | -5.5% |
| $268,000ask | -1.9% | -2.9% | -4.0% | -5.1% | -6.2% |
| $278,500+4% | -2.5% | -3.6% | -4.7% | -5.8% | -6.9% |
| $289,500+8% | -3.2% | -4.2% | -5.3% | -6.4% | -7.5% |
Cash-on-cash-7.5% → -0.4%
What to check before you commit
HVAC replacement
The condenser dates to 2007 — 19 years old. Phoenix cooling loads shorten service life; a single-system replacement at current pricing is roughly $8,500. Reserve for it or price it into the offer.
Roof
Roof dates to 2009, 17 years old — inside the window most carriers will write without a surcharge.
Flood
FEMA Zone X. Outside the mapped special flood hazard area; a lender will not require separate flood coverage.
Water allocation
Served by City of Phoenix. Long-run Colorado River and Central Arizona Project allocation is a genuine risk to price on the metro’s growth edges over a 10-to-20 year hold. It is a discount-rate question, not a next-quarter question.
No HOA
No association. Nothing constrains rental use at the community level, and there is no fixed monthly charge in the expense line.